No down payment programs, free foreclosure lists, and real estate strategies they don't teach in school. Your path to homeownership and investment starts here.
Common questions about buying, loans, and investing.
FHA loans allow scores as low as 580 with 3.5% down, or even 500 with 10% down. Conventional loans typically require 620+. VA loans (for veterans) have no official minimum. The higher your score, the better your rate â but many people buy homes with credit in the 580â620 range.
Yes â they're real and widely available. USDA loans cover rural and many suburban areas with 0% down. VA loans serve veterans with 0% down. Additionally, most states have down payment assistance (DPA) grant programs that provide free money you never repay. Many buyers combine FHA loans with DPA grants to cover all upfront costs.
Foreclosures are listed on bank websites, government portals like HUD.gov, and specialized listing services. Pre-foreclosures can be found through county court records. The free foreclosure lists we link to above aggregate all sources in one place and filter by location.
Yes â REITs (Real Estate Investment Trusts) trade on the stock market and let you own a slice of commercial real estate. Real estate crowdfunding platforms let you invest in specific projects starting at $10. Both generate passive income without landlord responsibilities.